:root{--navy:#0b1424;--cream:#f7f3ea;--gold:#c9a45f;--bronze:#9a743d;--muted:#687180;--line:rgba(11,20,36,.14);--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--navy);font-family:Arial,sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.nav{height:78px;display:flex;align-items:center;position:sticky;top:0;z-index:30;background:rgba(247,243,234,.95);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.navin{display:flex;justify-content:space-between;align-items:center}.logo{font-size:1.7rem;font-weight:900;letter-spacing:-.08em}.logo span{color:var(--bronze)}.links{display:flex;gap:24px;align-items:center;font-size:.9rem;font-weight:700}.pill{background:var(--navy);color:white;border-radius:99px;padding:11px 18px}.hero{padding:78px 0;background:linear-gradient(135deg,#101b2e,#0b1424);color:white}.eyebrow{font-size:.76rem;font-weight:800;letter-spacing:.15em;text-transform:uppercase;color:#d8b979}h1,h2,h3{font-family:Georgia,serif;font-weight:500}h1{font-size:clamp(2.8rem,6vw,5.5rem);line-height:.95;letter-spacing:-.05em;max-width:950px;margin:14px 0 22px}.hero p{color:#c6ccd5;font-size:1.16rem;max-width:780px}.switch{display:flex;gap:10px;margin-top:28px;flex-wrap:wrap}.switch a{border:1px solid rgba(255,255,255,.35);border-radius:99px;padding:10px 15px;font-weight:800}.switch a.active{background:var(--gold);color:var(--navy);border-color:var(--gold)}.toolarea{padding:65px 0}.toolgrid{display:grid;grid-template-columns:.8fr 1.2fr;gap:28px;align-items:start}.panel{background:#fffdf8;border:1px solid rgba(154,116,61,.25);border-radius:22px;padding:28px;box-shadow:0 14px 35px rgba(11,20,36,.06)}.panel h2{font-size:2rem;margin:0 0 20px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:15px}.field{margin-bottom:15px}.field.full{grid-column:1/-1}.field label{display:block;font-size:.82rem;font-weight:800;margin-bottom:6px}.field input,.field select{width:100%;border:1px solid var(--line);background:white;border-radius:10px;padding:13px;font:inherit;color:var(--navy)}.btn{border:0;background:var(--navy);color:white;border-radius:99px;padding:13px 20px;font-weight:900;cursor:pointer}.btn:hover{background:var(--bronze)}.results{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.metric{border:1px solid var(--line);border-radius:14px;padding:17px;background:white}.metric.feature{grid-column:1/-1;background:var(--navy);color:white}.metric span{display:block;font-size:.78rem;color:var(--muted)}.metric.feature span{color:#b8c0cc}.metric b{font:500 1.75rem Georgia,serif}.bar{height:14px;border-radius:99px;background:#e7e0d2;overflow:hidden;display:flex;margin:22px 0 8px}.bar i{display:block;height:100%}.legend{display:flex;flex-wrap:wrap;gap:12px;font-size:.78rem}.dot{display:inline-block;width:9px;height:9px;border-radius:50%;margin-right:5px}.compare{margin-top:24px;overflow:auto}table{width:100%;border-collapse:collapse;min-width:620px}th,td{text-align:right;padding:11px;border-bottom:1px solid var(--line)}th:first-child,td:first-child{text-align:left}th{background:var(--navy);color:white}.content{padding:35px 0 100px}.copy{max-width:850px}.copy h2{font-size:2.2rem;margin-top:48px}.copy h3{font-size:1.4rem;margin-top:30px}.copy p,.copy li{color:#404957}.note{background:#efe5d2;border-left:4px solid var(--gold);padding:19px 22px;border-radius:0 12px 12px 0}.faq{border-top:1px solid var(--line);padding:18px 0}.consult{position:fixed;right:24px;bottom:24px;z-index:25;background:var(--navy);color:white;border:1px solid rgba(201,164,95,.55);border-radius:99px;padding:14px 19px;font-weight:800;box-shadow:0 16px 42px rgba(7,18,32,.3)}footer{background:#08101d;color:white;padding:42px 0}.foot{display:flex;justify-content:space-between;align-items:center}.small{font-size:.82rem;color:var(--muted)}@media(max-width:850px){.toolgrid{grid-template-columns:1fr}.links a:not(.pill){display:none}}@media(max-width:560px){.wrap{width:min(100% - 26px,1160px)}.hero{padding:55px 0}.fields,.results{grid-template-columns:1fr}.metric.feature{grid-column:auto}.consult{right:14px;bottom:14px;font-size:.86rem}.foot{flex-direction:column;align-items:flex-start;gap:18px}}